We select a range of portfolios, examine how they are exposed to U.S. markets and the simple steps to increase portfolio diversification.

Do Guyton-Klinger guardrails allow us to take 7% from our portfolio from the first decade of retirement? Does a cash buffer help?

We examine what many consider the greatest hedge fund of all time: Renaissance Technologies. What's its secret?

Tim Hale's book gives you all you need to build a robust portfolio, taking you all the steps from the evidence to actual implementation.

Cashflow modelling software is often used to evaluate the feasibility of client objectives. We identify the limitations of this approach.

We take a deep dive into all things factor-related. Performance over the last decade hasn't been great. So why do we stick with it?

Market efficiency is often talked about in binary terms, being described as "efficient" or "not efficient". Our view: "It's complicated!"

We examine recent investment trends over the last few years and use the Scoville scale to compare their relative "hotness"

Investing your retirement portfolio with "market-beating" star fund managers can seem very appealing. Does the reality live up to the hype?

In a perfect world, retirees would hold diversified portfolios, pay low fees and not misbehave. How might things look in an imperfect world?

People are living longer. How might you have to alter your retirement lifestyle if you are worried that you might live longer than planned?

Pyrford Financial Planning is one year old! We say a few thank yous and discuss why it's a great time to run a financial planning firm.

There are many retirement planning concepts that claim to offer beneficial retirement outcomes. This post aggregates our research

Smoothed funds are often claimed to reduce portfolio volatility during turbulent markets. We investigate whether these claims stack up.

The natural income strategy involves a retiree living off the income from their portfolio. We examine the downsides.

Sequence of Returns Risk is seen by some as a tiger waiting to pounce at the first sign of market volatility. Do they have valid concerns?

Guyton-Klinger guardrails aim to improve upon Bill Bengen's research. Should retirees use this framework? What are the downsides?

The One-Page Financial Plan is a high-level summary of the underlying financial plan. Read how we tweaked the process to increase engagement

In 2008, Warren Buffett wagered that the S&P 500 would outperform a basket of hedge funds over the decade. What can we learn from this?

Annuity rates have improved in recent times. Can they now help to create a more sustainable retirement income?