Do Guyton-Klinger guardrails allow us to take 7% from our portfolio from the first decade of retirement? Does a cash buffer help?

In a perfect world, retirees would hold diversified portfolios, pay low fees and not misbehave. How might things look in an imperfect world?

People are living longer. How might you have to alter your retirement lifestyle if you are worried that you might live longer than planned?

Pyrford Financial Planning is one year old! We say a few thank yous and discuss why it's a great time to run a financial planning firm.

The One-Page Financial Plan is a high-level summary of the underlying financial plan. Read how we tweaked the process to increase engagement

Cash buffers are often suggested as a way of mitigating Sequence of Returns Risk. Do they work, or are they more of a chocolate teapot?

How much does a retiree need to save for a moderate retirement? And why a larger retirement pot doesn't always provide the best outcomes.

A comfortable retirement for a couple is believed to now cost around £59,000 a year. What size retirement pot do you need to fund this?

Our retirement planning offering can often be more cost-effective than managing retirement on a D.I.Y. basis. We look at a recent example.

Investing is simple but not easy. We identify ten things to consider that will help you have a better retirement outcome in 2024.

Choosing the right financial adviser to help with your retirement planning is one of the most important decisions you will make.

We help you calculate what you are paying for your retirement planning and financial advice and whether you are getting good value.

There is often a perception that a financial adviser will accept anyone who gets in touch with them. This is not always the case.

Reports of St James Place's poor performance and high fees regularly feature in the press. Is this criticism justified?

Pyrford Financial Planning is now a CISI Chartered Firm™. Why obtaining this designation is important to us and our clients.

We believe the "investment problem" has been solved, but this doesn't mean that the financial adviser's role is redundant.

Potential clients often come to us with questions about their pensions and investments. Retirement planning covers many other areas.

We don't offer one-off financial planning and advice, believing the value of financial planning is maximised with an ongoing relationship.

The one-page financial plan helps you distil your goals and action points into a concise format, enabling retirees to focus on what matters.

Noel's book, 'Planning for Retirement: Your guide to financial freedom' has been nominated for an award by Investing Reviews!