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Feb 44 min read
Apples to oranges? What to consider when evaluating bond funds
As with equity funds, it's important to consider the various factors that drive returns when evaluating bond funds, including credit risk.


Sep 8, 20247 min read
Renaissance Technologies. The greatest hedge fund of all? Updated for 2024
We examine what many consider the greatest hedge fund of all time: Renaissance Technologies. What's its secret?


Sep 8, 20243 min read
Book Review: 'Smarter Investing' (4th Edition) by Tim Hale
Tim Hale's book gives you all you need to build a robust portfolio, taking you all the steps from the evidence to actual implementation.


Jul 29, 20249 min read
Factor investing hasn't worked for 15 years. Why do we still use it?
We take a deep dive into all things factor-related. Performance over the last decade hasn't been great. So why do we stick with it?

Jul 29, 20247 min read
Are stock markets efficient? No, but they are for you!
Market efficiency is often talked about in binary terms, being described as "efficient" or "not efficient". Our view: "It's complicated!"

Jun 20, 20245 min read
Investing: what is working now? Summer 2024 edition
We examine recent investment trends over the last few years and use the Scoville scale to compare their relative "hotness"


May 26, 20246 min read
The most efficient way to blow up your retirement plan
In a perfect world, retirees would hold diversified portfolios, pay low fees and not misbehave. How might things look in an imperfect world?


May 7, 20243 min read
Smoothed funds - the holy grail of retirement planning?
Smoothed funds are often claimed to reduce portfolio volatility during turbulent markets. We investigate whether these claims stack up.


Apr 27, 20245 min read
Using a natural income strategy. The natural choice?
The natural income strategy involves a retiree living off the income from their portfolio. We examine the downsides.


Mar 31, 20244 min read
Buffett's $1m bet with the hedge funds. What did it really teach us?
In 2008, Warren Buffett wagered that the S&P 500 would outperform a basket of hedge funds over the decade. What can we learn from this?


Feb 27, 20247 min read
The S&P 500 lost decade - how to protect your retirement
The S&P 500 has generated strong returns in recent years. But should you invest all of your retirement savings in this index?

Feb 10, 20243 min read
D.I.Why? When financial advice costs less than Doing It Yourself
Our retirement planning offering can often be more cost-effective than managing retirement on a D.I.Y. basis. We look at a recent example.


Jan 18, 20243 min read
Ten tips for investing success in 2024
Investing is simple but not easy. We identify ten things to consider that will help you have a better retirement outcome in 2024.

Jan 3, 20246 min read
Ed Thorp - the godfather of quants
Ed Thorp had a huge impact on the gambling and investing worlds. We look at this achievements and why they are important for investors.


Dec 21, 20235 min read
Ten reasons why we might not be the right financial adviser for you
There is often a perception that a financial adviser will accept anyone who gets in touch with them. This is not always the case.

Dec 5, 20234 min read
Death by a thousand cuts - when portfolios go sideways
The returns of globally diversified portfolios have been subdued in the last few years. How does this impact our clients' retirement plans?


Dec 4, 202310 min read
St James Place: Fees, performance, and what you should be asking
Reports of St James Place's poor performance and high fees regularly feature in the press. Is this criticism justified?

Dec 2, 20234 min read
The "No-Brainer" portfolio - a stupid idea?
Surely successful investing outcomes require complexity? The No-Brainer portfolio shows why this isn't necessarily the case.


Dec 1, 20234 min read
Investing for the long term
Focusing on asset classes that have performed well over the last few years is tempting. Keeping a longer-term perspective is key.

Dec 1, 20234 min read
Why should portfolios be rebalanced?
It can sometimes be easy to wonder what the point of rebalancing a portfolio is. We look at this in the context of recent bond performance.

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