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Feb 27, 20247 min read
The S&P 500 lost decade - how to protect your retirement
The S&P 500 has generated strong returns in recent years. But should you invest all of your retirement savings in this index?
Feb 22, 20244 min read
Does holding a cash buffer solve Sequence of Returns Risk?
Cash buffers are often suggested as a way of mitigating Sequence of Returns Risk. Do they work, or are they more of a chocolate teapot?
Feb 19, 20247 min read
Should your retirement portfolio contain 100% shares?
Retirement researcher Bill Bengen found the optimal retirement portfolio to contain 50-75% equities. Would 100% equties be a better option?
Feb 16, 20243 min read
How much do I need to save for a moderate retirement in 2024?
How much does a retiree need to save for a moderate retirement? And why a larger retirement pot doesn't always provide the best outcomes.
Feb 15, 20247 min read
How much do I need to save for a comfortable retirement in 2024?
A comfortable retirement for a couple is believed to now cost around £59,000 a year. What size retirement pot do you need to fund this?
Feb 10, 20243 min read
D.I.Why? When financial advice costs less than Doing It Yourself
Our retirement planning offering can often be more cost-effective than managing retirement on a D.I.Y. basis. We look at a recent example.
Jan 18, 20243 min read
Ten tips for investing success in 2024
Investing is simple but not easy. We identify ten things to consider that will help you have a better retirement outcome in 2024.
Jan 3, 20247 min read
7 questions to help you find the right financial adviser in 2024
Choosing the right financial adviser to help with your retirement planning is one of the most important decisions you will make.
Jan 3, 202414 min read
How much does financial advice cost (and am I getting good value?) Updated for 2024
We help you calculate what you are paying for your retirement planning and financial advice and whether you are getting good value.
Jan 3, 20246 min read
Ed Thorp - the godfather of quants
Ed Thorp had a huge impact on the gambling and investing worlds. We look at this achievements and why they are important for investors.
Dec 21, 20235 min read
Ten reasons why we might not be the right financial adviser for you
There is often a perception that a financial adviser will accept anyone who gets in touch with them. This is not always the case.
Dec 5, 20234 min read
Death by a thousand cuts - when portfolios go sideways
The returns of globally diversified portfolios have been subdued in the last few years. How does this impact our clients' retirement plans?
Dec 4, 202310 min read
St James Place: Fees, performance, and what you should be asking
Reports of St James Place's poor performance and high fees regularly feature in the press. Is this criticism justified?
Dec 2, 20232 min read
Pyrford Financial Planning is granted CISI Chartered Firmâ„¢ status
Pyrford Financial Planning is now a CISI Chartered Firmâ„¢. Why obtaining this designation is important to us and our clients.
Dec 2, 20234 min read
The "No-Brainer" portfolio - a stupid idea?
Surely successful investing outcomes require complexity? The No-Brainer portfolio shows why this isn't necessarily the case.
Dec 1, 20234 min read
Investing for the long term
Focusing on asset classes that have performed well over the last few years is tempting. Keeping a longer-term perspective is key.
Dec 1, 20234 min read
Why should portfolios be rebalanced?
It can sometimes be easy to wonder what the point of rebalancing a portfolio is. We look at this in the context of recent bond performance.
Sep 24, 20234 min read
Auric Goldfinger: A sustainable retirement?
Auric Goldfinger loved gold. But should you include it in your retirement portfolio, and how does it compare to other assets?
Sep 17, 20234 min read
Investment management is commoditised
We believe the "investment problem" has been solved, but this doesn't mean that the financial adviser's role is redundant.
Sep 16, 20235 min read
How we invest our clients' (and our own) money
Potential clients often ask us how we invest our money. We outline our investment beliefs and suggest that simple is often better.
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