The Pyrford Financial Planning blog

Sep 16, 20235 min read

What potential clients often think we do versus what we actually do

Potential clients often come to us with questions about their pensions and investments. Retirement planning covers many other areas.

Sep 12, 20235 min read

Why we don't offer one-off financial planning and advice

We don't offer one-off financial planning and advice, believing the value of financial planning is maximised with an ongoing relationship.

Aug 28, 20236 min read

Michael Burry - Big Short #2?

The press recently reported that Michael Burry has been shorting the stock market. Should our clients make adjustments to their investments?

Jul 14, 20239 min read

Using risk based guardrails for retirement planning

We've looked at Bengen and the Guyton-Klinger approaches. We now look at risk-based guardrails and how these are implemented.

Jun 20, 20234 min read

Is the 4% safe withdrawal rate still valid for UK retirees - part 3?

In part three of this series on the "4% rule", we look at how investor behaviour might impact sustainable portfolio withdrawals.

Jun 9, 20237 min read

Is the 4% safe withdrawal rate still valid for UK retirees - part 2?

In part two of this series, we look at the 'real world' challenges that a retiree may face if they follow the 4% rule.

May 26, 20239 min read

Is the 4% safe withdrawal rate still valid for UK retirees - Part 1?

Are you using the '4% rule' for taking retirement income? In this series of articles, we investigate the many challenges to consider.

Apr 8, 20224 min read

Sequence of Returns Risk - what is it and should I be worried? 2022 edition

The markets in 2022 got off to a turbulent start, and many retirees were worried about the sustainability of their retirement portfolios.

Dec 4, 20213 min read

One-Page Financial Plan - what is it and how can it help with retirement planning?

The one-page financial plan helps you distil your goals and action points into a concise format, enabling retirees to focus on what matters.

Nov 17, 20211 min read

'Planning for retirement: Your guide to financial freedom' shortlisted for an award.

Noel's book, 'Planning for Retirement: Your guide to financial freedom' has been nominated for an award by Investing Reviews!

Nov 1, 20216 min read

Financial Adviser vs Financial Planner: What's the difference

This blog takes a deep dive and helps you to find a financial adviser to help with your retirement planning.

Oct 13, 20215 min read

The five stages of planning for a successful retirement

What are the five stages of planning for a successful retirement? Why you need to consider more than just selecting the "best" investments.

Sep 20, 20213 min read

Book review: 'Beyond the 4% rule' by Abraham Okusanya

Abraham's book on building a sustainable retirement income inspired me to write my own!

Sep 16, 20213 min read

Book Review: 'Invest your way to financial freedom' by Ben Carlson and Robin Powell

Robin Powell and Ben Carlson's book helps people in their 20s and 30s make a solid start in their investing journey.