Our Investment Management Approach
Our investment management approach is based on decades of academic research and real-world experience.
Our investing beliefs are summarised below.
1. Asset allocation is the most important factor in determining returns.
2. Costs matter.
3. Diversification is important.
4. Markets are broadly efficient, and beating the market consistently is difficult.
5. Risk and return are linked.
6. Alternative assets add little in the way of risk-adjusted return to a portfolio.
7. Client portfolios are rebalanced periodically.
8. Assets must give acceptable risk vs. return in all stages of the market cycle.
9. Increasing exposure slightly to certain equities can improve retirement outcomes.
10. Taking a long-term view is essential
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More details on our investing approach can be found in our blog.
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We partner with global investment houses, including The Vanguard Group, Dimensional Fund Advisors, and Fidelity International, which manage over $10 trillion of client money between them.​​​
